We are a bilingual, family-owned insurance agency serving the Tampa Bay area since 2009
We handle all the work for you, from understanding your needs to shopping around for the best options. Our focus is on building strong personal relationships with our clients to provide tailored insurance solutions. We strive to find the right plan at the best price for you.
Why Choose Us?
Independent
Say goodbye to calling multiple companies. We streamline the process to get you the right coverage for the best price.
1 Stop
Let us handle all your insurance needs. Medicare, Health, Auto, Home, Business, and More! We do it all.
Committed
We are here to stay, loyal to you before the insurance company.
Experts
We stay educated and up to date so we can make it simple for you.
About Us
Founded by mother and daughter Chari Curtis and Nikki Ware, Charlies Agents was started in September of 2009. Combining our passion for assisting the older adult community and extensive knowledge in health insurance, we started out specializing in Medicare insurance products. After several clients came to us for help with their other insurance needs, Charlies Agents became licensed in all types of insurance in 2010 including: business, home, auto and more.
Where It All Started
Chari has been the driving force behind Charlies Agents. After working for several Fortune 50 health insurance companies, she started with the idea of breaking free from corporate America and returning to her passion of being “The Insurance Lady” to help the most vulnerable population in a vitally important decision. After teaching her daughter (who would soon become her business partner) all about Medicare, they quickly grew Charlies Agents to be one of the leading go-to agencies for all things Medicare.
After years of hard work and dedication to her clients, Chari stepped back from the day to day operations and took on an Agency Advisor role in 2023. She is enjoying traveling with her husband Charlie and being an everyday Yaya to her youngest grandsons, Otto and Pryce.
Thank you Chari and Happy Retirement!
Our Team
Nikki
Owner + Principal
With over 16 years of experience in insurance. She specializes in Medicare and is also a Property and Casualty Agent. Known for her warmth and dedication, Nikki values personal connections with her clients. She lives in Odessa with her husband Matt and their two sons, Otto and Pryce.
Masiel
Agent + Lead Advisor
Masiel provides top-notch care to our clients with great attention to detail. With over 10 years in insurance, she’s a loyal and valuable member of our team. Born in Cuba and raised in Tampa, she’s fluent in both English and Spanish. Masiel loves spending time with her family and enjoys playing golf.
Danelle
Client Advisor
Meet Danelle, our newest team member. With 27 years of office management experience, she’s fluent in both English and Spanish. Danelle’s warmth and kindness always brighten our clients’ days. She cherishes her amazing family and is thrilled to be a new grandma.
Roberta
Client Coordinator
After retiring as a teacher and navigating Medicare herself, Roberta discovered a passion for helping our clients. She keeps our client records up to date, schedules appointments, and assists clients during the enrollment period. She enjoys reading, traveling and boating with her husband Larry.
Contact Us
Have questions or need assistance? Our team is ready to help.
Call us:
813-831-8363
Email us: Nikki@charliesagents.com
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